How we evaluated

A CRM is the system your revenue runs on, so we judged these on the questions that actually matter to a small business: what the free tier really includes, what the first paid dollar buys, whether pricing punishes you for adding team members, and how much marketing machinery comes bundled in. Pricing checked September 2026. All four bill in USD.

CRM comparison for small business, September 2026. All prices USD.
FeatureHubSpotGoHighLevelPipedriveZoho CRM
Starting price (USD/month)$0$97$24$0
Free tierUp to 2 usersNoneNone3 users
Pricing modelPer seatFlat monthlyPer userPer user
Unlimited contacts
Marketing automation includedPaid tiersGrowth and upProfessional and up
Email and SMS built inEmail (paid)Add-onsEmail (paid)
Best forGrowing teamsAgenciesSales pipelinesValue seekers

1. HubSpot: best free CRM, best for growing teams

HubSpot's free tier is the real deal and the reason it tops this list for most businesses. The free tools include contact management, deal pipelines, email tracking, and meeting scheduling for up to 2 users. Plenty of businesses under five people run on free for a year or more before paying anything.

Paid tiers are per seat and escalate quickly, which is the honest warning. The Starter Customer Platform runs USD $20 per seat per month and includes 1,000 marketing contacts. Sales Hub Professional jumps to USD $100 per seat per month on annual billing with a five-seat minimum. Marketing Hub Professional is USD $890/month. HubSpot is a free CRM with an expensive growth path, and you should know that going in.

What you get is the most polished product here: the interface your team will actually use, the deepest integration marketplace, and reporting that answers questions you did not know to ask. If you plan to grow a real sales team, starting free on HubSpot and paying later is a defensible strategy.

HubSpot

Pros

  • Genuinely useful free tier for up to 2 users
  • Most polished interface, highest team adoption
  • Deepest integration ecosystem
  • Scales from solo to enterprise without migrating

Cons

  • Bills in USD only
  • Paid tiers escalate fast per seat
  • Marketing contacts pricing is easy to misunderstand
  • Free tier limits push you to paid sooner than expected
4.5 Start free with HubSpot (affiliate link, opens NorthVetted redirect)

2. GoHighLevel: best for agencies and freelancers selling services

GoHighLevel is not really a CRM in the traditional sense. It is a business-in-a-box: CRM plus funnels, websites, email marketing, SMS, appointment booking, course hosting, and workflow automation, all for a flat monthly fee. Starter is USD $97/month with 3 subaccounts, Unlimited is USD $297/month with unlimited subaccounts, and Agency Pro is USD $497/month adding SaaS Mode, which lets you resell the platform to your own clients under your brand.

That last part is why it is on this list. For a freelancer or agency selling marketing services to local businesses, GoHighLevel can be the product, not just a tool. Charge a client USD $297/month for "your" marketing platform that costs you a fraction of that on the Unlimited tier, and the math gets interesting fast. All tiers include unlimited contacts and users; SMS, calls, and AI usage can cost extra on top.

The tradeoffs are real. There is no free tier, the learning curve is steep because the product does so much, and it is overkill if you just want a clean pipeline for a five person sales team. It also skews American in its templates and training community, so expect to adapt playbooks for Canadian buyers.

GoHighLevel

Pros

  • Flat pricing with unlimited contacts and users
  • CRM plus funnels, email, SMS, and courses in one login
  • SaaS Mode lets agencies resell it as their own product
  • One subscription replaces four or five tools

Cons

  • Bills in USD only
  • No free tier, $97/month minimum
  • Steep learning curve, overwhelming at first
  • Overkill if you just need a simple sales pipeline
4.5 Try GoHighLevel (affiliate link, opens NorthVetted redirect)

3. Pipedrive: best pure sales pipeline

Pipedrive does one thing and does it well: visual sales pipelines. After a 2026 plan revamp, the tiers are Lite at USD $24 per user per month billed monthly (USD $14 on annual billing), Growth at USD $49 (USD $39 annual), Premium at USD $79 (USD $49 annual), and Ultimate at USD $99 (USD $79 annual). All tiers include unlimited contacts, deals, and pipelines.

If your business lives and dies by moving deals through stages, Pipedrive's kanban pipeline is the most satisfying to use of the four. Email sync, activity reminders, and a solid mobile app cover the daily workflow. Workflow automation starts on Growth, so budget at least that tier if you want follow-up sequences.

What it is not: a marketing platform. There is no landing page builder, no course hosting, no SMS engine. Pair it with an email tool from our email marketing guide and you have a clean, focused stack. For a sales-led small business that finds HubSpot bloated and GoHighLevel overwhelming, Pipedrive is the sweet spot.

Pipedrive

Pros

  • Best visual pipeline UX of the four
  • Unlimited contacts, deals, and pipelines on every tier
  • Sensible per-user pricing with a real annual discount
  • Fast to set up, easy to learn

Cons

  • Bills in USD only
  • No free tier
  • Automation requires the Growth tier and up
  • Not a marketing platform, pair it with an email tool
4.0

4. Zoho CRM: best value

Zoho CRM is the price-to-feature champion. The free tier covers 3 users, and paid tiers are almost aggressively reasonable: Standard at USD $20 per user per month billed monthly (USD $14 annual), Professional at USD $35 (USD $23 annual) adding Blueprint automation and inventory, and Enterprise at USD $50 (USD $40 annual) adding AI assistance and custom functions.

For a Canadian small business watching every dollar, Zoho gives you perhaps 80 percent of HubSpot's paid functionality at a fraction of the price. It integrates naturally with Zoho Books, Zoho Invoice, and the rest of the Zoho suite, which matters if you are already in that ecosystem.

The compromises: the interface is functional rather than beautiful, the learning curve is steeper than Pipedrive, and third-party integrations are thinner than HubSpot's marketplace. But on pure value, nothing here touches it.

Zoho CRM

Pros

  • Free tier for 3 users
  • Paid tiers far cheaper than HubSpot or Pipedrive
  • Blueprint automation on Professional
  • Integrates with Zoho Books and the Zoho suite

Cons

  • Bills in USD only
  • Interface is utilitarian
  • Thinner third-party integration marketplace
  • Support responsiveness varies by tier
4.0

Our verdict

4.5

Start with HubSpot free if you are growing a team and want the best product with zero upfront cost. Choose GoHighLevel if you are an agency or freelancer selling marketing services, since it can become the product you resell. Pick Pipedrive if you want the cleanest sales pipeline without marketing bloat, and Zoho CRM if you want the most CRM per dollar. All four offer trials or free tiers, so run your actual deals through two of them before committing.

Frequently asked questions

Do I need a CRM as a freelancer or tiny business?

Once you are tracking more than about twenty active prospects across spreadsheets, sticky notes, and memory, yes. A CRM pays for itself the first time it reminds you to follow up with a quote that would otherwise have gone cold.

Are these CRMs billed in CAD or USD?

All four bill in USD. Canadians should budget roughly 35 to 40 percent above listed prices after conversion. None of the major CRM vendors offer CAD billing.

What is the difference between GoHighLevel and a normal CRM?

GoHighLevel bundles a CRM with marketing automation, funnels, email, SMS, and course hosting, and its Agency Pro tier lets you resell it as your own software. It is a business-in-a-box for agencies and freelancers selling marketing services, not just a contact database.

Can I migrate from one CRM to another later?

Yes. All four import and export contacts, deals, and pipelines via CSV, and migration tools exist for the common switches. It is a weekend project, not a rewrite, so do not let fear of lock-in paralyze the decision.